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1037 Rachael Street Waterloo, IA 50701 • Residential - Single Family • Active

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Description

Investor Special ? Priced Below Assessed Value! Bring your vision to this incredible 4-level split offering nearly 4,000 sq ft of living space, 7 bedrooms, and 4 bathrooms ? perfect for investors, large households, or those needing room to grow. The home welcomes you with a spacious entryway and an open staircase leading to six upper-level bedrooms. The large kitchen and expansive living area provide endless potential for updates and personalization. A cozy den connects to a charming greenhouse ? ideal for plant lovers ? and the property's mature fruit trees and generous yard make it a gardener's dream. With this much square footage and priced below assessed value, this is your chance to build equity fast. Don't miss this rare opportunity ? schedule your showing today!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 3,715
Garage Size: 2
Attached Garage
Built in 1959
Elementary School: Lou Henry
High School: West
Middle School: Hoover

General Information

Bedrooms: 7
Bathrooms: 4
Sqft: 3,715
County: Black Hawk
High School: West
Listed By:
KW Advantage 563-345-6520 Travis Ferguson-The Ferguson Team
Cedar Rapids MLS
$300,000
Est. $1,919/mo
7beds
4baths
3,715sqft
2cars
Active
BEDS7 BATHS3 full 1 partial SQUARE FEET3,715 MLS#2508879
STATUSActive PROPERTY TYPEResidential - Single Family
Get In Touch

Get in Touch

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Shown By

Agent Name: Jeff Dellitt
 Agent Phone: (563) 343-1028
 Agency Title: Ruhl&Ruhl Realtors
 Agent Email:

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1037 Rachael Street, Waterloo, IA 50701.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $300,000$300,000$300,000
Down Payment $60,000$10,500$75,000
Monthly Mortgage Amount $1,401$1,719$1,794
Taxes $418$418$418
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$132$0
Monthly Estimated Total $1,919$2,369$2,312

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About this area

Iowa/Waterloo
Waterloo

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 12:17:42 AM EST) or MRED MLS (last updated Wed 03/04/2026 12:11:50 AM EST) or SCWMLS (last updated Tue 03/03/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/03/2026 10:15:25 PM EST) or Cedar Rapids MLS (last updated Tue 03/03/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Wed 03/04/2026 12:08:41 AM EST) or ICAAR MLS (last updated Tue 03/03/2026 11:37:36 PM EST) or ECIMLS (last updated Tue 03/03/2026 11:44:17 PM EST) or RMLSA (last updated Wed 03/04/2026 12:10:54 AM EST) or Muscatine MLS (last updated Wed 03/04/2026 12:15:23 AM EST) or No Coast MLS (last updated Wed 03/04/2026 12:14:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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