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1304 Ogelthorpe Avenue , Urbana, IL 61802.
This well-maintained 3-bedroom, 1-bath ranch offers easy one-level living with a bright, open layout and over 1,000 square feet of above-grade space. Step inside to soaring cathedral ceilings in the main living area, where the living and dining spaces flow seamlessly together with updated flooring and abundant natural light. The kitchen is thoughtfully arranged for everyday functionality and includes the oven/range, microwave, and refrigerator. Washer and dryer are also included. All three bedrooms and the full bath are conveniently located on the main level. The full unfinished basement (over 1,000 additional square feet) provides excellent potential for future living space, a home gym, workshop, or abundant storage - a blank canvas ready for your vision. In 2020, the sellers installed a new roof and new siding, offering significant exterior updates and added peace of mind. Additional 2020 improvements include new living room flooring and top-down/bottom-up shades in the living room and primary bedroom. For added buyer confidence, the home has been pre-inspected and is being offered with an Achosa Core Home Warranty, providing coverage for key systems and components. Outside, enjoy a patio perfect for morning coffee or summer evenings, along with a detached 2-car garage. Situated on a manageable 42 x 119 lot, this home offers low-maintenance living while still providing space to enjoy the outdoors. Located in Savannah Green with a modest annual HOA, and just minutes from parks and shopping - this home combines comfort, function, and value. Be sure to view the full photo gallery and immersive virtual tour for a complete look at this home.
MLS ID: 12578566
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1304 Ogelthorpe Avenue , Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $190,000 | $190,000 | $190,000 |
| Down Payment | $38,000 | $6,650 | $47,500 |
| Monthly Mortgage Amount | $887 | $1,089 | $1,136 |
| Taxes | $264 | $264 | $264 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $84 | $0 |
| Monthly Estimated Total | $1,251 | $1,537 | $1,500 |