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1311 S Smith Road, Urbana, IL 61802.
Discover the ease and comfort of brand-new construction with this beautifully designed 3-bedroom, 2-bath ranch home in the desirable Savannah Green Subdivision. Offering over 1,200 square feet of thoughtfully planned living space, this home features an open-concept layout that seamlessly connects the kitchen, dining, and living areas-perfect for everyday living and entertaining. Enjoy stylish shaker cabinetry throughout, luxury vinyl plank flooring, upgraded lighting, energy-efficient vinyl windows, and quality Delta plumbing fixtures. The spacious primary suite includes a private bath and walk-in closet, while two additional bedrooms share a full hall bath. A dedicated laundry room adds convenience, and the exterior boasts durable vinyl siding and a detached two-car garage. Built by C-U Under Construction, this home combines modern finishes with exceptional value-and qualifies for the THINK URBANA tax abatement program for added long-term savings.
MLS ID: 12578014
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1311 S Smith Road, Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $236,400 | $236,400 | $236,400 |
| Down Payment | $47,280 | $8,274 | $59,100 |
| Monthly Mortgage Amount | $1,104 | $1,355 | $1,414 |
| Taxes | $329 | $329 | $329 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $104 | $0 |
| Monthly Estimated Total | $1,533 | $1,888 | $1,843 |