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1315 S Smith Road, Urbana, IL 61802.
Welcome to your brand-new two-story home in Savannah Green Subdivision, offering modern style and exceptional value at an affordable price. This thoughtfully planned home will feature 3 bedrooms and 2.5 bathrooms, with an open-concept main floor that connects the kitchen and dining area to the spacious living room-perfect for everyday living and entertaining. A convenient laundry room and half bath complete the main level. Upstairs, you'll find a private primary en suite with a walk-in closet, along with two additional bedrooms and a full bathroom. The home will feature shaker-style cabinetry throughout, luxury vinyl plank flooring, updated lighting, and quality Delta plumbing fixtures. A 2-car detached garage provides added convenience, and the home qualifies for the THINK URBANA tax abatement program, offering valuable savings for years to come-making this an incredible opportunity for homeowners seeking quality new construction at a great price. Estimated occupancy July 30, 2026.
MLS ID: 12575895
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1315 S Smith Road, Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $248,900 | $248,900 | $248,900 |
| Down Payment | $49,780 | $8,712 | $62,225 |
| Monthly Mortgage Amount | $1,146 | $1,426 | $1,488 |
| Taxes | $346 | $346 | $346 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $109 | $0 |
| Monthly Estimated Total | $1,592 | $1,981 | $1,934 |