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1415 4th Street, Fulton, IL 61252.
Whether you're looking for a large family home, a place to run a business, or a combination of both; this could be it! Currently being utilized as a family home, the main level hosts a welcoming porch which leads into the main part of the house where you're greeted by a beautiful staircase. To the left you'll find a bedroom, and to the right you'll be greeted by a boastful dining room with SO. MUCH. LIGHT. The majority of the main level currently holds flex space which could be easily converted into additional bedrooms or a kitchen, or both. The entire property is incredibly spacious and could serve a multitude of purposes. With separate entrance points around the main level, the layout supports 2-3 offices or partial commercial use with rental/living potential. Upstairs you'll find an updated and roomy 3 bedroom living space with a beautiful kitchen and a full bathroom. Entrance to the upper level is private and convenient through the attached 2 car garage. In addition to the attached garage, there's a detached THREE car garage with an extra overhead door on the alley side. This property has a fenced in yard and a parking lot. Plenty of room for a camper or boat--or both! There are 2 new furnaces and 2 newer AC units; one for each level with separate controls. New roof & siding. Newer water heater. HIGH TRAFFIC LOCATION right on 4th street near the North Bridge, a stone's throw from the Downtown Fulton District.
MLS ID: QC4267761
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1415 4th Street, Fulton, IL 61252.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $229,900 | $229,900 | $229,900 |
| Down Payment | $45,980 | $8,047 | $57,475 |
| Monthly Mortgage Amount | $1,059 | $1,317 | $1,375 |
| Taxes | $320 | $320 | $320 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $101 | $0 |
| Monthly Estimated Total | $1,479 | $1,838 | $1,795 |
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!