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14322 Route J40, Milton, IA 52570.
Country living on a hard-surface road with exceptional energy efficiency and incredible indoor?outdoor living! This berm-style home stays warm in winter and cool in summer, keeping utility costs impressively low year-round. Peaceful rural views surround the property, creating a quiet, relaxing living environment. Major upgrades since 2019 include: New septic system, stunning multi-level patios along the entire length of the home, circular driveway with professional landscaping. Beautiful fish?frog?turtle pond with a private patio sitting area. The upper patio is perfect for entertaining, grilling, and enjoying wide-open countryside views. A second lower patio leads directly to the pond?ideal for morning coffee, sunset evenings, or star-watching by the fire pit. Bonus Feature:?A large, fully insulated 3-bay LP-heated detached garage, wired with multiple 110- and 220-volt outlets?perfect for welding, woodworking, automotive work, or a home-based business. Enjoy the ease of walking across the driveway instead of commuting across town. Inside the Home:?Updated appliances and the natural comfort of berm construction make the interior quiet, cozy, and extremely energy-efficient. Located on a paved road, this acreage offers easy access, low maintenance, and a peaceful rural setting. W 330' of N 300' of East One Half of the Northwest Quarter of Section 2, Township 68 North, Range 11 West
MLS ID: 6333530
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14322 Route J40, Milton, IA 52570.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $279,000 | $279,000 | $279,000 |
| Down Payment | $55,800 | $9,765 | $69,750 |
| Monthly Mortgage Amount | $1,285 | $1,599 | $1,668 |
| Taxes | $388 | $388 | $388 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $123 | $0 |
| Monthly Estimated Total | $1,773 | $2,210 | $2,156 |