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1829 Derek Drive, Normal, IL 61761.
You won't want to miss this beautifully maintained ranch offering the perfect blend of comfort, efficiency, and versatile living. Featuring 4 bedrooms and 3 full baths, the main level showcases hardwood floors, vaulted ceilings, and a spacious living room with cozy fireplace, along with a well-appointed kitchen offering abundant cabinetry and dining space. The finished basement expands the home's possibilities with a private 4th bedroom, full bath, bonus room, and kitchenette-ideal for guests, extended living, or recreation. Enjoy relaxing or entertaining in your backyard retreat with pergola-covered patio and hot tub, plus a heated shed for hobbies or storage. Major updates include roof (2023), furnace and heat pump (2022), basement repaint and carpet (2025), refreshed bathrooms, some newer windows, and energy-efficient solar panels that transfer to the new owner. Thoughtfully updated and truly move-in ready, this home offers space, flexibility, and peace of mind in one exceptional package.
MLS ID: 12566016
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1829 Derek Drive, Normal, IL 61761.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $349,900 | $349,900 | $349,900 |
| Down Payment | $69,980 | $12,247 | $87,475 |
| Monthly Mortgage Amount | $1,634 | $2,005 | $2,127 |
| Taxes | $487 | $487 | $487 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $154 | $0 |
| Monthly Estimated Total | $2,223 | $2,748 | $2,716 |