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20172 Prophet Road, Prophetstown, IL 61277.
Welcome to country living. This ranch home offers many features you're looking for. It has three bedrooms on the main floor and two potential non-conforming bedrooms in the basement. The master bedroom includes a 3/4 bath, and there's a full, updated main-level bath with a washer and dryer. The home features a double-sided wood fireplace and hickory wood flooring in the living room. All main-floor appliances remain. The spacious 4.05-acre lot is partially fenced and includes an unheated 18x42 in-ground pool with a diving board, 10 feet deep at the deep end. There's an attached two-car garage. The basement offers potential for a second family room, just waiting to be finished. A 14-month home warranty is included and paid for by the seller. All materials needed to upgrade the master bath are included in the sale. Fiber-optic internet is available and currently in use by the sellers. Inspections are welcome, but the sellers prefer to sell as-is. Taxes reflect both lots. The condition of the hot tub is unknown, and it is not warranted. Owners are relocating out of the area.
MLS ID: 12528923
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20172 Prophet Road, Prophetstown, IL 61277.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $239,500 | $239,500 | $239,500 |
| Down Payment | $47,900 | $8,383 | $59,875 |
| Monthly Mortgage Amount | $1,118 | $1,372 | $1,432 |
| Taxes | $333 | $333 | $333 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $105 | $0 |
| Monthly Estimated Total | $1,551 | $1,910 | $1,865 |
Prophetstown, IL is a welcoming small city located along the Rock River in Northwest Illinois offering a relaxed lifestyle rooted in history, nature, and community connection. Known for its scenic river views and quiet residential streets, Prophetstown provides a peaceful environment while remaining within easy driving distance of larger regional cities. The area’s natural surroundings, including nearby parks and open green spaces, make it appealing for those who enjoy outdoor recreation and a slower pace of life. Community events, local schools, and family-owned businesses contribute to the city’s close-knit and friendly atmosphere.
Real estate in Prophetstown reflects the character and accessibility of the community. Buyers will find a mix of classic single-family homes, modest starter residences, and larger homes with spacious yards. Many properties feature traditional Midwestern architecture, mature trees, and established neighborhoods that emphasize comfort and livability. Homes near the river often offer scenic views and a sense of privacy, while newer construction provides modern layouts and updated features for buyers seeking contemporary convenience.
The surrounding countryside offers additional real estate opportunities, including acreage properties and rural homes ideal for those who value open space while staying close to city amenities. Prophetstown’s housing market is generally more affordable than larger metropolitan areas, making it attractive to first-time buyers, families, and retirees alike.
With its riverfront setting, strong sense of community, and variety of housing options, Prophetstown delivers small-town charm and solid real estate value. It stands out as a desirable choice for those seeking a comfortable lifestyle in a scenic and welcoming Illinois community.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Prophetstown, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776