You've got questions, we've got answers
How to determine your price range
Everything you need to confidently buy your new home
What you need to know
Find trusted vendors in your area
Find utility information for your area
Send an email with a link to
302 N Jackson Street, Philo, IL 61864.
Welcome home to 302 N Jackson Street in Philo, where small-town charm meets space, function, and serious value. This well-designed 4-bedroom, 3-full-bath ranch offers efficient one-story living with room to spread out-inside and out. Step into a large, inviting kitchen loaded with cabinets, an eat-in bar, and all appliances included, making it the true heart of the home. Just off the kitchen, a private deck invites morning coffee, evening grilling, and easy indoor-outdoor living. The home sits on two generous lots, offering a rare amount of outdoor space in town. In addition to the 2-car attached garage, you'll love the 24 x 16 detached garage/shed-perfect for hobbies, woodworking, extra vehicles, or serious storage. A 14,000-watt generator adds peace of mind, while the invisible fence is ready for pets. Downstairs, the partially finished basement expands your living options with a 4th bedroom and full bath, complete with an egress window, plus ample storage space for everything you want out of sight but close at hand. Major updates include new roof and siding in 2021, and the home showcases smart, efficient use of space throughout. Located in highly sought-after Unit 7 schools, you'll enjoy the quiet of Philo living while being just minutes from Champaign-Urbana. This is the kind of home that checks boxes buyers don't often find together: space, updates, extra garages, backup power, and a location that balances peace and convenience. Homes like this don't wait-schedule your showing and write your offer before someone else does.
MLS ID: 12550447
Shown By
Shown By
Contact an agent to learn more about
302 N Jackson Street, Philo, IL 61864.

Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $315,000 | $315,000 | $315,000 |
| Down Payment | $63,000 | $11,025 | $78,750 |
| Monthly Mortgage Amount | $1,451 | $1,805 | $1,884 |
| Taxes | $438 | $438 | $438 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $139 | $0 |
| Monthly Estimated Total | $1,989 | $2,482 | $2,422 |