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302 N Jackson Street Philo, IL 61864 Residential - Single Family Price Change

  • 302 N Jackson Street, Philo, IL 61864 Main Photo

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Description

Welcome home to 302 N Jackson Street in Philo, where small-town charm meets space, function, and serious value. This well-designed 4-bedroom, 3-full-bath ranch offers efficient one-story living with room to spread out-inside and out. Step into a large, inviting kitchen loaded with cabinets, an eat-in bar, and all appliances included, making it the true heart of the home. Just off the kitchen, a private deck invites morning coffee, evening grilling, and easy indoor-outdoor living. The home sits on two generous lots, offering a rare amount of outdoor space in town. In addition to the 2-car attached garage, you'll love the 24 x 16 detached garage/shed-perfect for hobbies, woodworking, extra vehicles, or serious storage. A 14,000-watt generator adds peace of mind, while the invisible fence is ready for pets. Downstairs, the partially finished basement expands your living options with a 4th bedroom and full bath, complete with an egress window, plus ample storage space for everything you want out of sight but close at hand. Major updates include new roof and siding in 2021, and the home showcases smart, efficient use of space throughout. Located in highly sought-after Unit 7 schools, you'll enjoy the quiet of Philo living while being just minutes from Champaign-Urbana. This is the kind of home that checks boxes buyers don't often find together: space, updates, extra garages, backup power, and a location that balances peace and convenience. Homes like this don't wait-schedule your showing and write your offer before someone else does.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,301
Garage Size: 3
Attached Garage
Elementary School: Unity East Elementary School
High School: Unity High School
Middle School: Unity Junior High School
Brick Exterior

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 1,301
County: Champaign
High School: Unity High School
Listed By:
LANDMARK REAL ESTATE 217-352-1933
MRED MLS

Room Information

Bedroom 2: 9X12
Bedroom 3: 12X12
Bedroom 4: 11X14
Dining Room: 9X12
Family Room: 13X33
Kitchen: 12X14
Laundry: 4X5
Living Room: 11X20
Primary Bedroom: 12X15
$315,000
Est. $1,989/mo
4beds
3baths
1,301sqft
3cars
Price Change Price Reduced $15,000 on March 2nd, 2026
BEDS4 BATHS3 full SQUARE FEET1,301 MLS#12550447
STATUSPrice Change PROPERTY TYPEResidential - Single Family SCHOOLDistrict 7

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302 N Jackson Street, Philo, IL 61864.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $315,000$315,000$315,000
Down Payment $63,000$11,025$78,750
Monthly Mortgage Amount $1,451$1,805$1,884
Taxes $438$438$438
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$139$0
Monthly Estimated Total $1,989$2,482$2,422

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