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401 N Ridge Street, Cambridge, IL 61238.
Charming 11/2-story home situated on a 0.310-acre lot. This property offers 3 bedrooms and 1 full bath, with convenient main-level laundry and an open-concept floor plan. The living room features a vaulted ceiling, creating a bright and spacious feel. Additional highlights include an enclosed side porch and a 20x14 deck off the dining room, perfect for outdoor enjoyment. The oversized two-car detached garage provides ample storage and parking, along with a newly added 14x10 shed (2025) for extra storage. Recent updates include new flooring in the living room, dining room, and kitchen, as well as a new roof on both the home and garage (2025).
MLS ID: 12559132
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401 N Ridge Street, Cambridge, IL 61238.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $145,000 | $145,000 | $145,000 |
| Down Payment | $29,000 | $5,075 | $36,250 |
| Monthly Mortgage Amount | $668 | $820 | $867 |
| Taxes | $202 | $202 | $202 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $64 | $0 |
| Monthly Estimated Total | $970 | $1,186 | $1,169 |