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406 E South Street Mechanicsville, IA 52306 Residential - Single Family Active

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Description

Charming 2+ Story Home with Updates, Heated Garage + Loft, and Convenient Highway Access Welcome to this character-filled 2+ story home in Mechanicsville offering a blend of historic charm and thoughtful updates throughout. With 4 bedrooms and 1.5 baths, this property provides generous living space along with inviting architectural details that create warmth and personality from the moment you arrive. A charming covered front porch sets the tone ? the perfect spot to enjoy morning coffee or unwind at the end of the day. Inside, you'll find a comfortable layout with multiple living areas, updated features, and plenty of natural light, offering both functionality and timeless appeal. One of the standout features is the impressive 22??30 detached heated garage complete with a finished loft space above and deck overlooking the yard, creating endless possibilities for hobbies, workspace, recreation, or additional gathering space. An additional single-stall garage adds even more convenience for storage or parking needs. Situated with easy access along Highway 30, this location offers convenient commuting to Mount Vernon, Tipton, Iowa City, and surrounding communities, while still enjoying the feel of small-town living. If you're looking for a home that combines charm, space, versatility, and accessibility, this property is ready to welcome its next chapter.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,440
Garage Size: 3
Heated Garage
Built in 1903
School District: North Cedar

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,440
County: Cedar
High School: North Cedar
Listed By:
Keller Williams Legacy Group 319-423-4389 Heather Aswegan
Cedar Rapids MLS
$275,000
Est. $1,767/mo
4beds
2baths
1,440sqft
3cars
Active
BEDS4 BATHS1 full 1 partial SQUARE FEET1,440 MLS#2601144
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLNorth Cedar

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Agent Name: Jeff Dellitt
Agent Phone: (563) 343-1028
Agency Title: Ruhl&Ruhl Realtors
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406 E South Street, Mechanicsville, IA 52306.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $275,000$275,000$275,000
Down Payment $55,000$9,625$68,750
Monthly Mortgage Amount $1,284$1,576$1,644
Taxes $383$383$383
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$121$0
Monthly Estimated Total $1,767$2,180$2,127

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About this area

Iowa/Mechanicsville
Mechanicsville

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Find homes for sale in Mechanicsville, Iowa and learn more about the local community and real estate market.

With a close community feel and beautiful Iowa scenery, there are plenty of reasons to move to Mechanicsville, Iowa. No matter your reason for moving, Ruhl&Ruhl Realtors has real estate options and homes for sale in Mechanicsville, IA. Continue browsing this page to see all houses for sale in Mechanicsville, IA. If you need to do a little more research before buying, check out the pages below for additional options.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 12:17:42 AM EST) or MRED MLS (last updated Wed 03/04/2026 12:11:50 AM EST) or SCWMLS (last updated Tue 03/03/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/03/2026 10:15:25 PM EST) or Cedar Rapids MLS (last updated Tue 03/03/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Wed 03/04/2026 12:08:41 AM EST) or ICAAR MLS (last updated Tue 03/03/2026 11:37:36 PM EST) or ECIMLS (last updated Tue 03/03/2026 11:44:17 PM EST) or RMLSA (last updated Wed 03/04/2026 12:10:54 AM EST) or Muscatine MLS (last updated Wed 03/04/2026 12:15:23 AM EST) or No Coast MLS (last updated Wed 03/04/2026 12:14:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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