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430 Oak Street, Kamrar, IA 50132.
Welcome to this charming newer home in the quaint small town of Kamrar, set on three spacious lots along Oak Street. This property offers plenty of room to enjoy both indoor comfort and outdoor living. Inside, you'll find an inviting open-concept layout with a well-designed kitchen featuring a center island that flows seamlessly into the living room?perfect for everyday living and entertaining. A large picture window fills the space with natural light, creating a warm and welcoming feel. Convenient main-level laundry is tucked just off the kitchen near the garage entrance. The home offers three generously sized bedrooms, including a primary suite with a private ensuite for added comfort and privacy. The full basement provides excellent potential for future finishing?ideal for a family room, additional bedroom with egress window, or even a second bathroom. Outside, the expansive yard includes a burn pit for relaxing evenings and an older barn that offers unique possibilities?restore it, remove it, or repurpose the wood for a creative project. Please note: due to the barn's condition, the property will not qualify for FHA, VA, or RD financing unless it is removed prior to closing. With space, flexibility, and opportunity, this property is ready for your vision!
MLS ID: 6337433
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430 Oak Street, Kamrar, IA 50132.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $179,000 | $179,000 | $179,000 |
| Down Payment | $35,800 | $6,265 | $44,750 |
| Monthly Mortgage Amount | $847 | $1,054 | $1,088 |
| Taxes | $249 | $249 | $249 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,196 | $1,482 | $1,437 |