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515 13th Avenue Rock Falls, IL 61071 Residential - Single Family Pending

Pending
  • 515 13th Avenue, Rock Falls, IL 61071 Main Photo

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Description

This charming single-family home offers everything downsizers dream about: comfortable, right-sized living on a generous lot that gives you room to breathe without the burden of unnecessary upkeep. With 1 bedrooms, 1 bath, and 1,580 sq ft of thoughtfully designed space, this home strikes the perfect balance between ease and flexibility, letting you enjoy a simpler lifestyle without sacrificing comfort or possibility. Inside, the layout flows naturally from room to room, creating an open, airy feel that makes everyday living a pleasure. You'll appreciate how the well-proportioned bedrooms provide privacy and comfort, while the bathroom and common areas are positioned for maximum convenience. The 1,580 sq ft floor plan eliminates wasted space and long hallways, giving you exactly what you need: cozy gathering areas, comfortable sleeping quarters, and practical storage solutions. Whether you're hosting friends for dinner, pursuing hobbies, or simply relaxing in your favorite chair with a good book, this home adapts to your rhythm with ease. Step outside and discover the true bonus: a sprawling 13,504 sq ft lot that opens up endless possibilities. Imagine tending a vibrant garden, creating shaded outdoor seating areas for morning coffee, or simply enjoying the sense of space and privacy that comes with owning more than a third of an acre. There's plenty of room for parking, potential workshop or storage areas, and seasonal entertaining under the open sky. The generous lot means you control your surroundings, enjoy natural buffers from neighbors, and have the freedom to personalize your outdoor environment exactly as you wish. This home delivers the lifestyle shift many downsizers are seeking: less to worry about, more to enjoy. You'll love how the single-level or efficient layout reduces daily demands, while the spacious lot preserves that satisfying sense of ownership and potential. It's the kind of place where you can settle in, simplify your routine, and focus on what truly matters, whether that's travel, family, hobbies, or simply savoring a slower pace. The 2-bedroom setup is ideal for couples or individuals who want a dedicated guest room, home office, or creative space without feeling overwhelmed by square footage. Property has been remodeled, from new electric, siding, windows, and flooring within the last year. Downstairs has a family that has been used as a 2nd bedroom and a unfinished room that could be a 2 or 3rd bedroom or whatever you choose. 2nd bathroom area roughed out. The home is left for you to finish how you would like . House will be sold as is. Ready to discover your next chapter? Schedule a private showing today and experience firsthand how this perfectly sized home can enhance your everyday life

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,580
Garage Size: 2
Built in 1930
High School: Rock Falls Township High School
Hot Tub

General Information

Bedrooms: 1
Bathrooms: 1
Sqft: 1,580
County: Whiteside
High School: Rock Falls Township High School
Listed By:
Windmill Real Estate 815-589-9191
MRED MLS

Room Information

Bonus Room: 10X10
Family Room: 11X11
Kitchen: 13X17
Laundry: 5X8
Living Room: 12X14
Primary Bedroom: 11X16
$104,900
Est. $736/mo
1beds
1baths
1,580sqft
2cars
New to the Market Pending
BEDS1 BATHS1 full SQUARE FEET1,580 MLS#12577960
STATUSPending PROPERTY TYPEResidential - Single Family SCHOOLDistrict 301

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515 13th Avenue, Rock Falls, IL 61071.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $104,900$104,900$104,900
Down Payment $20,980$3,672$26,225
Monthly Mortgage Amount $490$593$627
Taxes $146$146$146
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$46$0
Monthly Estimated Total $736$885$873

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About this area

Illinois/Rock Falls
Rock Falls

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About Rock Falls

Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.

The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.

For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.

With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

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