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515 Valley View Drive, Philo, IL 61864.
Situated on a spacious corner lot just over a quarter acre, this charming three bedroom one bath home offers a fully fenced yard letting you enjoy the outdoors, whether you are hosting, gardening, or letting pets roam. The living room opens directly to the kitchen, creating an easy and comfortable layout for everyday living and entertaining. A brand new refrigerator and dishwasher are scheduled to be installed this month, adding both value and convenience. All three bedrooms are comfortably sized, with a primary bedroom that easily fits a king bed. Located in the Unit 7 school district with a private grade school just blocks away and a quick drive to Champaign Urbana, this home has already been pre inspected so you can move in with confidence and ease.
MLS ID: 12543308
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515 Valley View Drive, Philo, IL 61864.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $175,000 | $175,000 | $175,000 |
| Down Payment | $35,000 | $6,125 | $43,750 |
| Monthly Mortgage Amount | $806 | $1,003 | $1,046 |
| Taxes | $244 | $244 | $244 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,150 | $1,424 | $1,390 |