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980 Sears Circle , Elburn, IL 60119.
Welcome to 980 Sears Circle, a beautifully maintained 3-bedroom, 2.1-bath duplex offering 1,900 sq ft of comfortable living space plus a full unfinished basement. Built just six years ago, this home offers modern finishes and thoughtful design throughout. The open-concept main level features luxury vinyl flooring, a spacious living and dining area, and a kitchen with granite countertops, stainless steel appliances, a pantry, and a large island perfect for everyday living and entertaining. Upstairs, the primary suite includes two walk-in closets and a private bath with double sinks and a walk-in shower featuring dual shower heads. Two additional bedrooms, a full hall bath, and convenient second-floor laundry complete the upper level. Step outside to the stamped concrete patio where you can relax and enjoy beautiful evening sunsets with open green space behind the home and no immediate rear neighbors. Additional highlights include a 2-car attached garage and a full basement offering excellent storage or future finishing potential. Conveniently located in a welcoming community near the Elburn Metra station and local library, providing easy access for commuters and everyday amenities. Freezer in basement stays.
MLS ID: 12572779
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980 Sears Circle , Elburn, IL 60119.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $390,000 | $390,000 | $390,000 |
| Down Payment | $78,000 | $13,650 | $97,500 |
| Monthly Mortgage Amount | $1,821 | $2,235 | $2,371 |
| Taxes | $543 | $543 | $543 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $171 | $0 |
| Monthly Estimated Total | $2,478 | $3,063 | $3,028 |