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Lot 130 & Lot 131 Chippewa Trail Albany, IL 61230 Land - Residential Active

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Description

Thinking of picking out your location to build a home? These 2 contiguous lots are in a modern subdivision in the Village of Albany on a paved road. They must both be purchased together. The lots are level, on a dead end and a fire hydrant is close by. City water and sewer, electricity and gas are right by the lots to help save additional expenses. Ask for a copy of the covenants if you are interested. Albany is located along the Mississippi River, minutes from Clinton, Iowa and about 20 miles from the Quad Cities. The community boat launch offers a great opportunity for the water enthusiasts. Start making your plans! $31,500

Property Highlights

Property Type: Land - Residential
Total Acres: 0.80 Acres
Utilities: Electric to Site, Natural Gas Available, Sewer Nearby, Water Available

General Information

County: Whiteside
Listed By:
RE/MAX Sauk Valley 815-625-3722
MRED MLS
$31,500
Est. $291/mo
Active
LOT SIZE 0.800 acres MLS#12568090
STATUSActive PROPERTY TYPELand - Residential SCHOOLDistrict 2

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Lot 130 & Lot 131 Chippewa Trail, Albany, IL 61230.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $31,500$31,500$31,500
Down Payment $6,300$1,103$7,875
Monthly Mortgage Amount $147$178$188
Taxes $44$44$44
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$14$0
Monthly Estimated Total $291$336$332

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About this area

Illinois/Albany
Albany

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About Albany

Albany, IL is a close-knit and small town. Known for being a quaint and beautiful riverside community, the town works together to plan events throughout the year, including the Halloween Fest, City-Wide Garage Sales and the popular Miss Flame Festival. Known for its peaceful rural setting and friendly atmosphere, Albany offers a slower pace of life while still providing convenient access to larger cities like Clinton, IA and the Quad Cities region. The town features scenic river views, open farmland, and tree-lined residential streets that reflect its Midwestern charm and history.

Real estate in Albany primarily consists of single-family homes, with a mix of historic properties, ranch-style homes, and newer construction. Many homes offer spacious lots, detached garages, and a strong sense of privacy. Buyers looking for affordability and room to spread out are drawn to Albany’s housing market. Opportunities may also exist for buyers interested in land, investment properties, or fixer-uppers with long-term potential.

Albany appeals to those who value a close-knit community, outdoor recreation, and a relaxed lifestyle. Residents enjoy fishing, boating, and walking along the river, while still being a short drive from schools, shopping, and medical services. Whether you’re looking for a permanent residence or a peaceful escape from city life, Albany offers a welcoming environment and attainable real estate options in a naturally beautiful setting.

If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Albany, IL. You can also contact us—we are here to help!

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 12:17:42 AM EST) or MRED MLS (last updated Wed 03/04/2026 12:11:50 AM EST) or SCWMLS (last updated Tue 03/03/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/03/2026 10:15:25 PM EST) or Cedar Rapids MLS (last updated Tue 03/03/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Wed 03/04/2026 12:08:41 AM EST) or ICAAR MLS (last updated Tue 03/03/2026 11:37:36 PM EST) or ECIMLS (last updated Tue 03/03/2026 11:44:17 PM EST) or RMLSA (last updated Wed 03/04/2026 12:10:54 AM EST) or Muscatine MLS (last updated Wed 03/04/2026 12:15:23 AM EST) or No Coast MLS (last updated Wed 03/04/2026 12:14:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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